After thirty years in the health care and insurance industry
I’ve seen a lot of evolution...and
revolution: rise and fall of HMOs, surge of PPOs, trail-blazing of CDHPs
and HSAs, and host of medical management innovations. On the legislative front,
I saw Ted Kennedy’s relentless push for health reform, standardization of
Medicare Supplement, Hillary Clinton’s Health Security Act thwarted by Harry
& Louise, and enough state benefit mandates to cover every part of the human
body.
Fast-forward 2010 and history is made. The passage of two
bills by Congress and signed into law by the President at the end of March.
Health care reform is set to transform the health care and insurance industries.
With 32 million uninsured individuals set to gain access to health coverage, a
ten-year implementation timeline, and $940 billion in new expenditures, this is
a disruptive event.
However, the new health
care reform law is just the first step. Now, HHS writes the rules and
regulations to interpret and guide implementation. And as everyone knows, the
devil’s in the details!
Following are a series of hot-links that act as a resource
center to help navigate the “ins & outs” of health reform—analysis,
implementation, timing, and implications for various industry and product
segments.
LEGISLATION
Glossary
of Terms
The Patient Protection
and Affordable Care Act
The Health Care and Education Affordability
Reconciliation Act
Summary of Provisions #1
Summary
of Provisions #2
TIMLEINES
Implementation Timeline
#1
Implementation Timeline
#2
Immediate
Action Provisions
Timeline Graphic #1
Timeline
Graphic #2
MARKET SEGMENTS
Insurance Exchanges
Medicare
Medicaid
Consumer
Directed Plans
INDUSTRY SEGMENTS
Health
Plans
Hospitals
Physicians
Pharma
FINANCIAL ASSESSMENT
Congressional
Budget Office
HHS-CMS
Chief Actuary
GOVERNMENT PERSPECTIVE
HHS Secretary
Sebelius
White House
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